گروپ لائف اور معذوری پلان
بنیادی لائف کور (کسی بھی وجہ سے انتقال کرجانا)
موت کی صورت میں فوائد کی توسیع
دورانِ ملازمت مراعات
اے- تنخواہ پلان
بی- فلیٹ رقم کا پلان
سی- کلاس پلان
حادثاتی موت (AD)کی صورت میں اضافی رقم کی ادائیگی
مستقل جزوی معذوری
عارضی مکمل معذوری(TTD) (صرف حادثے کی صورت میں)
Living Benefits:
If an employee becomes terminally ill and his life expectancy is diagnosed to be twelve months or less, this benefit pays an advance of fifty percent of his Life Insurance amount up to a maximum of Rs. 1,000,000.
Voluntary Life:
A Voluntary Life Plan program offers the group members an opportunity to purchase group term life coverage on payroll deduction basis. This programs offer an important option for employees who wish to increase their life insurance coverage.
Basic Life Coverage is required to offer this benefit and quotation must depend on meeting the minimum requirement
Dependant's Life:
Dependent Life Insurance is designed to provide a lump-sum benefit in the event of the death of an insured dependent.
Credit Life:
Credit related insurance is generally designed to fulfil an individual’s loan obligation or any other financial obligation that requires regular payment for purchasing a certain type of service in the event the individual cannot pay his obligations if a specific insurable event occurs such as loss of life & permanent disability. It provides a specific level of insurance protection over a specific period of time. Benefits will satisfy or reduce a debt obligation when an insured individual incurs a valid claim as defined by the policy.
Depositor's Life:
This generally involves the marketing of voluntary term life insurance coverage to a large number of potential customers. This product is typically marketed through either an association or members of an affiliation, financial services company (ex., bank, credit card, etc.) rather than an employer.