Capital Sure
CapitalSure is a risk free savings plan for a secure future. With this plan your premiums are guaranteed, as a lump sum amount, to be paid at the end of your policy term. It is designed to give you complete security and peace of mind making your ‘Har Pal Mehfooz’.
Exclusively designed for MCB Bank Limited’s customers by IGI Life to help them save for their future financial commitments with convenience.
Salient Features
- Evidence of good health is not required to buy the basic plan
- The benefit payable on death before maturity of the policy is higher of the account value or the premiums paid
- Flexible premium payment option available. A customer can increase or decrease premium amount or even take premium breaks during the policy term, depending on their financial condition
- Investments under CapitalSure are purely made in secured instruments like government securities, bonds of reputable corporations, etc.
- Additional benefits/ supplementary riders are available to enhance coverage
- Guaranteed maturity benefit i.e. the account value at maturity, after at least 10 years from the policy date, is guaranteed to be not less than the sum of basic premiums paid
- Partial withdrawals can be made at any time after the 5th policy year
- Multiple modes of premium payment available for the convenience of the customer: Annual, Semi-Annual, Quarterly and Monthly (via direct debit banking order only).